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Moving to Florida and need insurance?

Moving to Florida was one of the best decisions that I’ve ever made in my young life. My young life was so long ago that the feeling should have faded by now, and yet I still remember it just as clearly as if the move was only just yesterday. I was only about 24 years old, fresh out of college and stuck somewhere between knowing absolutely everything and ‘finding myself’. 

The move hadn’t been something I had spent many sleepless nights thinking about, calculating, treating as a serious movement of the earth itself; I simply needed a place away from home to crash for a while, and I had family in the state. Never being one to pass up the opportunity for a free meal, and several free meals understandably being much more enticing than only one, I moved down into the Sunshine state with an empty wallet and a pocket full of vague dreams. I didn’t have connections, or prospects, or superpowers, but I knew that wherever I wound up, I wanted to be driving. 

I had driven my own car before, in my home state, but a recent fender bender was responsible for the reason that I had been forced to catch a bus down to the land of oranges. I needed to work, and I wouldn’t be able to work without wheels (at least I didn’t want to). 

So the next thing I knew, I found myself leaving the dealership lot behind the wheel of a brand new Nissan Altima. I’d never driven such a model of car, but as long as it had the capability to get me to Denny’s and back, I wasn’t the one you’d ever find complaining. The Nissan served me well for a good number of years when, wouldn’t you know it, I found out that I just must be a natural born demon when it comes to cars.

Another fender bender practically wiped out all of my paychecks for months afterwards, and before long, I was pretty desperate. It wasn’t until I stepped a little bit out of my own comfort zone and did something that I never fully imagined actually doing; buying my own car insurance. I’d never thought I was smart enough, car-savvy enough, wise enough or “experienced” enough to really ever consider going out and investing real time into the welfare of my own vehicle. 

Truth is, a big part of me was actually a little bit afraid of the idea of insurance in Florida. Despite my objectively undeniable history of terrible driving incidents, there was still one part of my psyche that apparently never was active whenever my past collisions had actually happened. It was almost as if there was a latent part of my own conscience that was afraid of acknowledging my own mortality. As if investing in the car insurance would suddenly make the threat of another car accident more “real”, and refraining from doing so would allow to me to continue living on with the illusion that they were yet still just another unfortunate instance, like getting struck by lightning that could only conceivably happen to someone else. 

In the land of the Sunshine State, I finally had to grow up just a little bit and come to the realization that life could happen to me too, just the same as it could always happen to somebody else, at any moment in time.

Today it sounds ridiculous, of course, but back then that’s just the way that it had always seemed. Florida car insurance seemed like such an untouchable, intimidating thing that it would be completely illogical to attempt working out the details on my own. Like checking bubble gum or whistling, I thought: when you’re born, either ya got it or ya don’t.

Or so I thought.

It turns out that what I was truly afraid of was never actually car insurance at all, but the phantom stereotype of “bad” car insurance. I was afraid of uninformative agents, illegible text, dishonored requests and, ultimately, a blatant waste of money.After several years of bad luck on the road, I suppose you could say that my own karma had decided that it wasn’t getting the message across and that I would need more guidance. All it took was once incidental near-crash to finally convince me to invest in car insurance and stop living in the ever-popping bubble of “it only happens to other people” that I’d tried convincing myself was a solid shelter. Getting coverage at Florida Insurance Quote ( is a decision I would never take back for the life of me. The bubble was bound to burst again at some point, knowing my luck. There is no telling now where I would be , financially, if I hadn’t mustered up the stones to refuse the complacency of my younger mentality that day and gone in to get my first real automotive insurance.